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Quarterly Report, Q1-Q3 2011, for Spar Nord Bank A/S

Core income totalled DKK 1,594 million versus DKK 1,764 million in the same period of 2010. This decline is attributable primarily to market-value adjustments which were DKK 143 million down on Q1-Q3 2010. Net interest income and net fees, charges and commissions received both drop- ped 2%.

Rune Brandt Børglum

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