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Denmark’s most personal bank

Spar Nord’s greatest strength is its ability to be a personal and attentive bank. No matter what tomorrow brings, people will always desire a bank that knows and understands their needs and wants. We pride ourselves on being a bank with strong digital solutions while always offering customers the option of speaking with a real person – your personal adviser.

Spar Nord Bank A/S

0 DKK

Debt

Spar Nord’s capital targets are 13.5 % for CET1 ratio and 17.5 % for total capital ratio.
Moodys Creditopinion Prospectus Spar Nord 2.000.000.000 EUR EMTN-Program DK0030454129 1.35B DKK FRN NPS Due 2025 with call 2024 DK0030454202 400M DKK FXD NPS Due 2025 with call 2024 DK0030454046 1.25B SEK FRN NPS Due 2023 with call 2022 DK0030489349 800M SEK FRN NPS Due 2026 with call 2025 NO0011002602 950M NOK FXD NPS Due 2026 with call 2025 NO0011002537 750M NOK FRN NPS Due 2028 with call 2027 Spar Nord Bank A/S FRN Callable Bond Issue 2017/2027: Registration Document Spar Nord Bank A/S FRN Callable Bond Issue 2017/2027: Securities Note

Business areas

  • Retail, Business and Private Banking

    Spar Nord’s primary target groups are retail customers, Private Banking customers and small and medium-sized businesses in the local communities where the Bank has a presence. Leasing products are also offered to business customers on top of traditional bank financing options.

  • Trading activities

    As a unit, Trading activities serves customers from Spar Nord's local banks as well as large retail customers and institutional clients in the field of equities, bonds, interest & forex, asset management and international transactions.

  • Consumer loan financing

    Under the umbrella concept SparXpress Spar Nord offers consumer financing via retail stores, gift voucher solutions via shopping centres and shopping centre associations and direct loans via the website, sparxpres.dk.

Lasse Nyby CEO
John Lundsgaard Director
Lars Møller Director
Martin Kudsk Rasmussen Director

Financial communication

Latest reports

Financial calendar 2022

  • Annual Report
  • Annual Generel Meeting
  • Quarterly Report - Q1
  • Semi-Annual Report
  • Quarterly Report - Q3

Rune Brandt Børglum

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Retail, Business and Private Banking

Spar Nord’s primary target groups are retail customers, Private Banking customers and small and medium-sized businesses in the local communities where the Bank has a presence. Leasing products are also offered to business customers on top of traditional bank financing options.

1

Trading activities

As a unit, Trading activities serves customers from Spar Nord's local banks as well as large retail customers and institutional clients in the field of equities, bonds, interest & forex, asset management and international transactions.

1

Consumer loan financing

Under the umbrella concept SparXpress Spar Nord offers consumer financing via retail stores, gift voucher solutions via shopping centres and shopping centre associations and direct loans via the website, sparxpres.dk.