Accounting & risks

Financial results for H1 2025

Profit after tax of DKK 707 million and return on equity of 10.0%

In terms of financial performance, the first half of 2025 delivered a profit after tax of DKK 707 million, corresponding to a return on equity after tax of 10.0%.

The result is affected by the falling level of interest rates, with a lower return on the Bank’s substantial excess liquidity contributing to a reduction in net interest income. Moreover, there were total restructuring provisions of DKK 350 million and one-off costs for advisory services in connection with Nykredit’s acquisition of Spar Nord. Against this background, the Bank realized a profit before impairment charges which was DKK 657 million lower than in the same period of last year.

 

H1 report 2025

Investorpresentation

Individual solvency need at end-June 2025

Reports

Rune
Chief Financial Officer
Rune Brandt Børglum

It is my most important task to ensure that Spar Nord at all times makes accurate, relevant and timely information available to the bank's stakeholders. Call or write me if you have any questions or comments.