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Accounting & risks
Financial results for H1 2025
Profit after tax of DKK 707 million and return on equity of 10.0%
In terms of financial performance, the first half of 2025 delivered a profit after tax of DKK 707 million, corresponding to a return on equity after tax of 10.0%.
The result is affected by the falling level of interest rates, with a lower return on the Bank’s substantial excess liquidity contributing to a reduction in net interest income. Moreover, there were total restructuring provisions of DKK 350 million and one-off costs for advisory services in connection with Nykredit’s acquisition of Spar Nord. Against this background, the Bank realized a profit before impairment charges which was DKK 657 million lower than in the same period of last year.