Accounting & risks

Interim report Q1-Q3 2023

Spar Nord achieved a profit after tax of DKK 1.871 million in the first nine months of 2023, which corresponds to an annualized return on equity of 20,8 percent. Management considers the performance as very satisfying.

The performance is positively affected by the rising marked interest rates and the results on the financial markets as well as the fact that the total write-downs turned into a minor income.

Based on the development in the first nine months of 2023 and the expectations for the remainder of the year the overall financial goal is to generate a profit in the upper level of DKK 2.350-2.550 million in 2023.



Individual solvency need at end-September 2023


Head of Investor Relations

Rune Brandt Børglum

It is my most important task to ensure that Spar Nord at all times makes accurate, relevant and timely information available to the bank's stakeholders. Call or write me if you have any questions or comments.