Accounting & risks

Interim report Q1-Q3 2022 of Spar Nord

Spar Nord achieved a profit after tax of DKK 868 million in the first nine months of 2022, which corresponds to an annualized return on equity of 10,3 percent. Management considers the performance as satisfying.

The performance is highly generated by the high level of activity, especially in the bank deposit and lending area and housing area, which contributes positively to the net interest and net fee income. In addition, a strong credit rating among the customers contributes to very limited write-downs.

Based on the development in the first nine months of 2022 the overall financial goal has been specified and the financial goal is now to generate a profit in the upper level of DKK 1.150-1.250 million in 2022.




Individual solvency need at end-September 2022

Head of Investor Relations

Rune Brandt Børglum

It is my most important task to ensure that Spar Nord at all times makes accurate, relevant and timely information available to the bank's stakeholders. Call or write me if you have any questions or comments.