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About Spar Nord Bank

The core of Spar Nord’s business model is local commitment combined with strong central support. Spar Nord’s business model is inspired by the franchise concept, in which strongly anchored local ownership is the driver of customer relations and business volume. Our business model thus supports setting up local teams independently and  addressing the market through initiatives and marketing. The business model builds on decentralised decision-making powers with a high degree of local autonomy.